▣The Cover Slip Open the partner account
paid
Affiliate disclosure. The partner link in the masthead and in the bands beside the copy on this page is a sponsored link to a partner operator, and this site may be paid if you open an account through it, at no extra cost to you. It carries rel="sponsored noopener" and opens in a new tab. That matters on this desk in particular: the subject is who carries the promise behind a promoted prize and what the transfer costs, and this site’s own revenue depends on a reader opening an account. No operator, insurer or promotion is named, rated or recommended anywhere on this site.
The Cover Slip / Legal
Legal and risk warning

Legal and risk warning

The statement every desk in this series carries, in full, in the same place. It is deliberately long and deliberately plain: this site explains a mechanism and does not advise anybody.

Slip stub
Age
18+ only
Funding
one sponsored partner link, disclosed above the first paragraph
Advice
none - not legal, financial, insurance or gambling advice
Disputes
none handled: this site has seen no reader’s documents
the perilOne stated act that must happen for the prize to be owed - and the estimate of how often it has
the retentionThe largest prize the promoter funds from the promoted product’s own margin, before any cover responds
the coverA schedule of twelve fields that indemnifies the promoter, and is never a reader’s protection
Desk The Cover Slip, cycle 62 · Page legal and risk warning · Read with the about page, which states the method
Direct answer This site explains how the risk behind a promoted gambling prize is carried or moved, using four invented samples and quoting no company. It gives no legal, financial, insurance or gambling advice, rates no operator and handles no reader’s dispute; the full statement of what it is and is not follows.

What this site is

The Cover Slip is an explanatory website. It describes, in general terms, how the risk behind a promoted gambling prize is carried or moved: the peril, the retention, the premium, the limits, the claim and the two clocks a claim runs on. It is written for adults who want to understand the machinery rather than be told what to play.

Every figure on the site is illustrative. The promotion, the golf day, the insurer’s book and the funded meter are invented samples, defined on the overview page, and every number on the site is derived from them. No real company’s promotion, cover, premium, retention, limit or claim is quoted or described anywhere on this site.

What this site is not

How this site is funded

The site carries one sponsored partner link, in the header of every page and in the bands beside the copy. It is marked with rel="sponsored noopener", it opens in a new tab, and this site may be paid a share if a reader opens an account through it, at no extra cost to the reader. That is the whole of the commercial arrangement. The band beneath the header of every page states it above the first paragraph, so a reader knows how the desk is paid before reading it.

Age, and staying in control

This site is for adults only. If you are under 18, or under the legal age for gambling where you live, this site is not for you.

Gambling carries a real risk of loss, including the loss of money you need and the harm that follows it. Every gambling product is built with a margin in the operator’s favour, so the expected result of play over time is a loss. Never stake money you cannot afford to lose, never borrow to gamble, and never chase a loss. Deposit limits, loss limits, session reminders, time-outs and self-exclusion are the controls that actually bind a gambling account, and they are set with the operator and enforced by it. If gambling has stopped being entertainment for you or someone close to you, free and confidential support and advice are available in most countries.

A promoted prize is a promise, and a promise is not a reason to play. Nothing on this page, and nothing on this site, should be read as suggesting that any promotion improves the expected result of gambling, which is a loss over time.

The eight checks, as a reminder

Name the promoter. Confirm the shape and currency of the prize. Write down the act that must happen. Find who certifies that it happened. Diarise the claim window. Note the route to claim and keep a dated copy of the promotion as published. Read the variation clause. Ask what happens if the promoter stops trading. A prize is an unsecured promise and there is no fund held for winners.

One further warning, specific to this desk. An insurance arrangement behind a promotion protects the promoter, up to a per-event limit and an aggregate limit, subject to a retention the promoter carries itself. It is not protection for a reader, and it is not a guarantee that a prize will be paid.
18+sponsored noopenerdesk 62no advice